Use Insurance to Create a Better Bottomline - 3 credit hours

Learn how to understand traditional insurance, captive insurance, and alternative risk financing, to turn insurance into a strategic financial asset. You can build pre-tax and tax-advantaged reserves and take greater control of your financial future.

Save money and generate cash benefits by understanding the limitations and actual costs of your policies, and learn how captive structures, in connection with your traditional policies, can be crafted to support small and medium-sized businesses.

Understand how entrepreneurs, insurers, and captives have developed insure and finance into captive structures that allow companies to better manage actual risks, obtain excluded coverages, retain underwriting profit, and create pre-tax cash flow.

Joel Fernando is the Chief Operating Officer of Preservation Services, where he helps business owners rethink the way they approach insurance, risk, and finance. With an MBA from Liberty University and Life Insurance, Health Insurance, and Series 65 registrations, Joel provides a rare blend of insurance expertise and wealth management experience. He previously served over 400 clients and over $100 million in assets, giving him a deep understanding of how risk strategy, tax planning, and long-term capital growth all connect.

John Royer has over 15 years of experience with real estate and financial transactions and was a partner at O’Kelley & Sorohan prior to joining Preservation Services. John has also been actively involved in the housing and finance industry by serving on multiple state and local boards.